Its simple. Earn cash back on every purchase.
- No Annual Fee†
- There are no rotating categories, plus your rewards are earned automatically and do not expire
- Redeem as a direct deposit into a Bank of America checking or savings account or receive a statement credit
- Introductory 0%† APR for your first 12 billing cycles for purchases, and for any balance transfers made within 60 days of opening your account. After that, a Variable APR that’s currently between 12.99% and 22.99% will apply. 3% fee (min
INR 622.78 ($10) ) applies to balance transfers. Please see Terms and Conditions for payment allocation information
Bank of America customer?Enjoy a 10% customer bonus when you redeem your cash back into a Bank of America® checking or savings account
Introductory APR
0% for 12
billing cycles
billing cycles
Applies to purchases and to any balance transfers made within 60 days of opening your account.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Standard APRs for Purchases and Balance Transfers
12.99% - 22.99%
variable
variable
See
Terms and Conditions for cash advance and penalty APRsAnnual Fee
INR 0 ($0)
Balance Transfer Fee
3%
of each transaction
(minimum ofINR 622.78 ($10) )
of each transaction
(minimum of
See
Terms and Conditions for fees that apply to other transaction types
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